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First Citizens Investment Services

The Pros and Cons of a Big Tax Refund

Is receiving a big tax refund a reason to celebrate?

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Citizens National Bank and First Citizens Investment Services are not registered as a broker/dealer or investÂment advisor. Registered representatives of LPL offer products and services using the name First Citizens Investment Services, and may also be employees of First Citizens National Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of First Citizens National Bank or First Citizens Investment Services.

Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or
Any Other Government Agency

Not Bank
Guaranteed

Not Bank Deposits
or Obligations

May Lose
Value

The First Citizens Investment Services site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL, GA, LA, TN, AR, CA, CO, KY, MO, MS, NM, NY, SC, TX, AZ, IL, KS, MD, MI, OK, and RI.

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